PAYMENT TECHNOLOGY FOR YOUR BUSINESS

Modular, white-label payment infrastructure.

For banks, fintechs, PSPs, payment gateway providers, processors, and merchant acquirers.

MerchantPaisa AI CopilotPrivate AI for payment operations.

Choose the products that fit how you operate.
Confirm availability and provider approvals with our team.

MerchantPaisa AI CopilotPRODUCT PREVIEW
PAYMENT OPERATIONS / SAMPLE DATA

Which failed payments
need investigation?

DEMO-MERCHANT-001 · 1–7 Sep 2026 · USD

Recorded evidence01 / REVIEW

Two failed Visa records.
USD 127.00 to investigate.

DEMO-TXN-1012 Sep 2026USD 45.00Failed
DEMO-TXN-1046 Sep 2026USD 82.00Failed

Recorded states only. No issuer decline reason is established by this sample.

Source: DEMO-FIXTURE-TXN-01
Snapshot: 8 Sep 2026, 09:00 UTC
Synthetic data · No live AI connection

YOUR BRAND.
YOUR OPERATING MODEL.

See the payment solutions

01 / SOLUTIONS

From accepting payments
to settling accounts.

MerchantPaisa provides modular, white-label payment infrastructure for banks, fintechs, PSPs, payment gateway providers, processors, and merchant acquirers.

Start with the work your team needs to do. Explore each area below, then talk with us about the features and integrations available for your business.

01

Payment Acceptance

Gateway providers, PSPs & fintechs

Support online and in-store payment journeys.

Manage checkout sessions, payment requests linked to invoices and in-store payment settings.

Live acceptance, methods, devices and markets depend on the agreed provider setup and approvals.

Explore merchant payments
02

Acquiring and Routing

Banks, processors & merchant acquirers

Connect providers and track payment outcomes.

Connect providers through a common processing core. Set routing rules and track recovery when a payment outcome is uncertain.

Provider connectivity and production execution require integration-specific validation and external approvals.

Explore the Acquirer
03

Merchant and Partner Management

PSPs, banks & merchant acquirers

Manage merchants, partners and their access.

Organize onboarding, stores, terminals, permissions and pricing settings in the management workspace.

Management features are implemented. Confirm role access, rollout and testing requirements for your deployment.

Explore the management workspace
04

Reconciliation and Settlement

Processor operations & finance teams

Find settlement differences and investigate them.

Review payment records, fees, settlement positions and exceptions together so finance teams can trace a difference back to its source.

Source availability and permissions apply. A scheduled payout is not confirmed receipt of funds.

Explore financial operations
05

Private AI Copilot

Operations, finance, support & management

Ask questions about the records you can access.

Preview how a private assistant could help your team investigate payments, summarize records and prepare reports from approved internal sources.

Product preview. Assistant foundation implemented; live inference and independent deployment remain unvalidated.

Explore Copilot

02 / WHO WE SERVE

Who we build for.

Whether you run a gateway, manage merchants or process payments, the starting point is the same: what does your team need to deliver?

01

Banks

Manage acquiring, merchant services and settlement operations.

Acquiring, merchant management & settlement

Explore acquiring
02

Fintechs

Add payment services to the experience you build for customers.

Payment acceptance & controlled integrations

Explore the Management API
03

PSPs

Bring merchant records, payment activity and daily operations into one workspace.

Merchant management & payment acceptance

Explore the Management Portal
04

Payment gateway providers

Connect merchant checkout journeys to the providers that process their payments.

Acceptance, acquiring & routing

Review connectivity requirements
05

Payment processors

Track transaction states and investigate operational exceptions.

Acquiring, reconciliation & private AI

Explore operations assistance

Here as a merchant? See the services a payment business can enable for your stores and teams.

Explore merchant solutions

03 / EXPLORE COPILOT

Investigate payments.
Review the evidence.

When a payment fails or a settlement does not match, your team needs the records behind it. MerchantPaisa AI Copilot is designed to help operations, finance, support and management teams investigate those questions using data they are authorized to see.

Product Preview. Live private-model inference requires separate validation and enablement.

OPERATIONS

“Which failed payments need investigation?”

See which records failed, their amounts and the evidence available for review.

FINANCE

“Which settlement records do not match?”

Compare the amounts and check the records behind each difference.

MANAGEMENT

“How did payment performance change this week?”

Compare periods, check the sources and see when the data was last updated.

THE COPILOT FILM

Meet MerchantPaisa Copilot.

Watch the product preview, at your own pace.

Watch preview (MP4)
MerchantPaisa Copilot film preview

MerchantPaisa Copilot film

04 / YOUR SYSTEMS. YOUR IDENTITY.

Have an existing platform?
Let’s discuss Copilot.

Copilot is designed to work under your brand, with MerchantPaisa or your existing payment platform. Connecting your systems requires agreed integrations with approved internal data sources.

Standalone deployment is not yet validated. Your branding, administration, identity, storage and customer isolation requirements need separate implementation and validation.

AI Copilot for our existing platform
INTENDED PRIVATE PROCESSING BOUNDARY
Approved internal sourcesConfigured connectors & mappings
Your identity & permissionsCustomer and field-level scope
Private / local processingModel, retrieval & supporting tools
Answers with evidenceSources, freshness & human review

NO OPENAI AND NO EXTERNAL APIs
Across the intended Copilot runtime, processing and tools.

05 / THE THREE CORE PRODUCTS

Manage, integrate
and process payments.

The Portal is where teams work. The API manages access and workflows. The Acquirer handles payment processing. Each has a separate responsibility; confirm the release and integrations you need with us.

Portal and Management API: implemented foundations in development, not certified or production-approved. Provider support and deployment validation remain separate.

Planning your launch?

Explore platform capabilities and a six-step launch overview.

Explore capabilities

LET’S START WITH YOUR BUSINESS

Tell us what your
payment business needs.

Tell us how you operate, which systems need to connect and where your team needs help. We can walk through the relevant products together.

Request a walkthrough